Visunt
AI Financial Truth Infrastructure

When financial systems disagree, Visunt finds out why.

Visunt connects banks, payment processors, accounting systems, invoices, and ledgers to reconstruct what actually happened — using AI to trace discrepancies back to their source.

The Problem

Financial data is fragmented by design.

Every system captures a different piece of the story — in its own format, on its own timeline, using its own definitions.

Bank

Settlement ref · NGN

Processor

Txn ID · fee-adjusted

Accounting

Ledger entry · accrued

Invoice

Gross amount · issued

ERP

PO reference · batched

Payroll

Run ID · net of tax

Corporate Card

Auth vs. capture

Marketplace

Payout minus commission

The Disagreement

The numbers don't always agree.

The issue usually isn't that one number is wrong — it's that the relationship between the records hasn't been understood yet.

  • Invoice₦4,900,000
  • Accounting₦4,900,000
  • Processor₦4,850,000
  • Bank₦4,850,000
Δ ₦50,000 · unexplained
Trace

Trace every number back to its source.

Select a point in the chain to see the evidence behind it — conceptual data shown for illustration.

Invoice

₦4,900,000
Timestamp
09:14:02
Source
Billing system
Reference
INV-48213
Status
Issued
Relationship
Origin of financial event

Conceptual data shown for illustration.

AI Investigation

Visunt doesn't just detect discrepancies. It investigates them.

Difference detectedΔ ₦50,000
  • Examining payment records
  • Examining processor fees
  • Examining settlement records
  • Examining bank transactions
  • Examining invoices
  • Examining ledger entries
Explanation

The ₦50,000 difference corresponds to a payment processing fee deducted before settlement.

Evidence
  • Processor settlement record
  • Transaction reference
  • Settlement date
  • Amount
The Financial Graph

Every transaction has a chain of evidence.

Nodes represent financial entities and events. Edges represent the relationships between them. Hover a node to trace its connections.

Illustrative graph — conceptual relationships shown for clarity.

Entity Resolution

Different records. Same financial event.

ACME FOODS LTD
Acme Foods
ACME FOODS LIMITED
CUSTOMER_29481
Resolved entity

ACME FOODS LTD

InvoicesPaymentsSettlementsBank activityContracts
Reconciliation

Reconciliation becomes an explanation, not a spreadsheet exercise.

Some records match automatically. Some require investigation. Visunt does not claim every discrepancy can be resolved without judgment.

PAY-90211Acme Foods Ltd₦4,900,000MATCHED
PAY-90244Delta Logistics₦1,220,000EXPLAINED
PAY-90258Northgate Supplies₦860,000MATCHED
PAY-90267Unlisted counterparty₦312,500NEEDS REVIEW
Confidence

Every conclusion should have evidence.

Visunt doesn't simply state that records match. It shows the evidence a conclusion is built on.

Match confidence98.4%
Matched amount99%
Reference similarity96%
Timestamp proximity100%
Counterparty match98%
Settlement relationship94%

Illustrative scoring shown for conceptual purposes.

Financial Timeline

See what actually happened.

Visunt reconstructs the sequence of events behind a transaction — conceptual data shown for illustration.

  • 09:14:02Invoice issued
    ₦4,900,000
  • 10:31:42Payment initiated
    ₦4,900,000
  • 10:31:44Processor fee applied
    ₦50,000
  • 10:31:45Settlement initiated
    ₦4,850,000
  • 11:02:18Bank settlement received
    ₦4,850,000

Conceptual data shown for illustration.

Multi-Source Ingestion

Bring every financial source together.

Banks
Payment processors
Accounting platforms
ERPs
Invoices
Spreadsheets
Internal databases
Documents
APIs
Visunt
Transformation

From raw records to financial truth.

Raw
txn_ID: 88213-a
2024-11-03T09:14Z
NGN 4,900,000.00
ACME FOODS
dup: ref_88213a
amt: incomplete
VISUNT
  • Connect
  • Normalize
  • Resolve
  • Trace
  • Explain
Financial truth
  • Financial Event
  • Counterparty
  • Amount
  • Currency
  • Date
  • Settlement
  • Evidence
  • Relationships
Financial Memory

Financial systems remember transactions. Visunt remembers context.

Traditional systems

“This payment happened.”

Visunt

“This payment happened because invoice 4821 was issued to this counterparty, the processor deducted this fee, and the resulting settlement arrived in this bank account.”

Audit Trail

Know why the number is the number.

A finance professional should be able to trace any conclusion back to the underlying records.

Conclusion

Settlement matches invoice, net of processing fee

Evidence

Match confidence 98.4%, fee explanation attached

Source records

Invoice, payment, processor settlement, bank record

Underlying transactions

TXN-7734A, STL-55290, REF-30F821

Illustrative evidence chain — not a claim of legal or regulatory audit compliance.

Exceptions

Not everything should be automated.

Visunt helps finance teams focus their attention where human judgment is genuinely required — not just where a rule failed.

Verified

Clear evidence connects the records with high confidence.

Explained

A discrepancy exists, and it has a strong explanation.

Needs Review

Evidence is insufficient. This needs human judgment.

Infrastructure

Build financial truth into your own products.

Visunt is designed to become infrastructure — a layer other systems can build on.

GET /transactions
GET /entities
GET /relationships
GET /reconciliations
GET /evidence
GET /financial-events
{
  "financial_event": "evt_9f21a",
  "amount": 4850000,
  "currency": "NGN",
  "status": "explained",
  "evidence": [
    "TXN-7734A",
    "STL-55290"
  ]
}
FintechsAccounting platformsBanksMarketplacesEnterprise softwarePayment companiesFinancial institutions
The Financial Truth Layer

Visunt sits between fragmented systems and financial truth.

BanksProcessorsAccounting
VISUNT
ConnectResolveTraceExplain
Financial Truth
FintechsEnterpriseApps
Use Cases

Where financial truth matters most.

01

Reconciliation

Understand why records don't match — not just that they don't.

02

Payment Operations

Trace payments from initiation through settlement.

03

Financial Reporting

Build confidence in numbers before they reach a report.

04

Fintech Infrastructure

Give financial applications a connected view of events.

05

Audit Preparation

Trace financial conclusions back to underlying evidence.

06

Risk & Controls

Surface anomalies and relationships that remain unexplained.

Every number has a story.

Visunt reconstructs it.

09:14:0210:31:4511:02:18

Know what actually happened.

Connect your financial systems and start building a clearer picture of every financial event.